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Rates

Use the equity you’ve built up to your advantage. You’ll get a competitive rate that’s ideal for home improvements, debt consolidation, and more.

Key Features

Competitive Rates

Local Processing

Quick Decisions

  • Competitive rates for your various needs:
    • Education expenses
    • Major life events
    • Home remodel projects
    • Debt consolidation
    • And much more
  • Your home is used as collateral
  • Repayment terms that work for you
  • The interest paid might be tax deductible1
  • Local decision-making and processing
  • Attentive, friendly service from start to finish

1Consult a tax advisor.

  • IL Property Only, Primary Residence, Owner Occupied, Single Family Residences only (No multi-unit, no co-op properties)
  • Processing fee $195/loan
  • Payments are due on the first of each month
  • Funds are disbursed in a lump sum
  • Funds will be available on the 4th business day after the loan documents are signed 

80% Combined Loan to Value Program Disclosures:

APR = Annual Percentage Rate. Credit and other restrictions may apply. 

Evergreen Bank Group offers equity loan products with an Annual Percentage Rate (APR%) that varies between 6.42% APR and 7.43% APR for fixed rate loans, balloon payment for all unpaid principal and interest after 119 months, 80% loan to value, owner-occupied properties depending upon your commitment amount and credit qualifications. Payments shown do not include amounts for taxes and insurance. There is a one-time $195 loan processing fee due at closing. Funds will be disbursed after the federally mandated cancellation period. Offer applies to an owner occupied single family residence or condo and is subject to underwriting standards. Property insurance is required; flood insurance may be required. Rates are dependent on your loan amount, product and qualifications. Closing costs paid by Evergreen Bank Group are limited to title, appraisal, credit report, flood determination and recording fees. Consult your tax advisor regarding the tax-deductibility of interest. This offer cannot be combined with any other offer and can be withdrawn at any time without notice. Subject to credit approval, including verification of application information and receipt of collateral documents. This offer does not apply to purchase money transactions.

85% Combined Loan to Value Program Disclosures:

APR = Annual Percentage Rate. Credit and other restrictions may apply. 

Evergreen Bank Group offers equity loan products with an Annual Percentage Rate (APR%) that varies between 6.72% APR and 7.43% APR for fixed rate loans, balloon payment for all unpaid principal and interest after 119 months, 85% loan to value, owner-occupied properties depending upon your commitment amount and credit qualifications. Payments shown do not include amounts for taxes and insurance. There is a one-time $195 loan processing fee due at closing. Funds will be disbursed after the federally mandated cancellation period. Offer applies to an owner occupied single family residence or condo and is subject to underwriting standards. Property insurance is required; flood insurance may be required. Rates are dependent on your loan amount, product and qualifications. Closing costs paid by Evergreen Bank Group are limited to title, appraisal, credit report, flood determination and recording fees. Consult your tax advisor regarding the tax-deductibility of interest. This offer cannot be combined with any other offer and can be withdrawn at any time without notice. Subject to credit approval, including verification of application information and receipt of collateral documents. This offer does not apply to purchase money transactions.

90% Combined Loan to Value Program Disclosures:

APR = Annual Percentage Rate. Credit and other restrictions may apply.

Evergreen Bank Group offers equity loan products with an Annual Percentage Rate (APR%) that varies between 6.93% APR and 7.64% APR for fixed rate loans, balloon payment for all unpaid principal and interest after 119 months, 90% loan to value, owner-occupied properties depending upon your commitment amount and credit qualifications. Payments shown do not include amounts for taxes and insurance. There is a one-time $195 loan processing fee due at closing. Funds will be disbursed after the federally mandated cancellation period. Offer applies to an owner occupied single family residence or condo and is subject to underwriting standards. Property insurance is required; flood insurance may be required. Rates are dependent on your loan amount, product and qualifications. Closing costs paid by Evergreen Bank Group are limited to title, appraisal, credit report, flood determination and recording fees. Consult your tax advisor regarding the tax-deductibility of interest. This offer cannot be combined with any other offer and can be withdrawn at any time without notice. Subject to credit approval, including verification of application information and receipt of collateral documents. This offer does not apply to purchase money transactions.

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