CRA Public File
The Community Reinvestment Act (CRA) of 1977 encourages banks to help meet the credit needs of the communities in which they do business, including low- and moderate-income neighborhoods.
Under the CRA, the following information must be maintained in a public file, current as of April 1 of each year.
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CRA Performance Evaluation
The CRA performance evaluation (PE) generally includes a description of the institution and its assessment area(s); its CRA rating; and the facts, data, and analyses supporting the rating. The Bank’s most recent CRA Performance Evaluation.
Products and Services
CRA Branch Listing
Opened and Closed Branches
Branches opened or closed by the Bank during the prior two calendar years.
Map of Assessment Area
The Bank’s Assessment Areas represent the communities we serve, the map and individual tract listing.
Public Comments and Responses
Public Comments and Responses received for the current year and the prior two calendar years.
HMDA
Evergreen Bank Groups HMDA Disclosure Statements may be obtained on the Federal Financial Institution Examination Council’s Website at https://ffiec.cfpb.gov/data-publication/disclosure-reports
CRA Strategic Plan
A strategic plan enables the institution to tailor its CRA goals and objectives to address the needs of its community consistent with its business strategy, operational focus, and capacity and constraints.
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