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Rates

Save the easy way with automatic transfers of Kasasa® checking rewards. On top of that, earn up to 1.05% APY* when you qualify.

Key Features

Automatic Savings

High Interest

No Monthly Maintenance Fees

  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash or Kasasa Cash Back checking
  • Automatic transfers of Kasasa Cash® or Kasasa Cash Back® earnings
    • 1.05% APY* on balances up to $100,000
    • 1.05% to 0.77% APY on balances over $100,000 depending on balance in account*
    • 0.05% APY* if qualifications are not met in Kasasa Cash or Kasasa Cash Back
  • No minimum balance to earn rewards
  • No monthly maintenance fees
  • Free online banking
  • Free mobile banking
  • Free electronic statements
  • $100 minimum deposit to open

Low-Stress Qualifications

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in and agree to receive electronic statements

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa® accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month!

Kasasa Cash + Kasasa Saver

*APY=Annual Percentage Yield. APYs accurate as of 08/01/18. Rates may change after account is opened. Minimum to open is $100 for Kasasa Cash and $100 for Kasasa Saver. When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle: domestic ATM fees incurred during qualification cycle will be reimbursed and credited to account on the last day of monthly statement cycle, balances up to $25,000 in your Kasasa Cash account receive APY of 2.30%, and balances over $25,000.00 earn 0.50% interest rate on the portion of balance over $25,000 resulting in a range from 2.30% to 0.86% APY depending on the Kasasa Cash account's balance. When linked to the Kasasa Saver account: (a) the interest earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account within one business day of being credited to the Kasasa Cash account. (b) Actual interest amount paid may be less than the advertised Kasasa Cash APY if represented with a linked Kasasa Saver account because of non-compounding, the non-compounding rates would be 2.28% to 0.86 %. (c) Automatic transfer may cause an overdraft to your Kasasa Cash account if the account's balance is less than the transferred amount when transfer occurs. If qualifications are not met, all balances earn 0.05% APY. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $100,000 in Kasasa Saver receive an APY of 1.05%; and (2) balances over $100,000 in Kasasa Saver earn 0.50% interest rate on the portion of the balance over $100,000, resulting in 1.05% - 0.77% APY depending on the balance. APR range is calculated assuming maximum balance of $200,000. If qualifications are not met on Kasasa Cash, all balances in the Kasasa Saver earn 0.05% APY. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. Fees or withdrawals could reduce earnings.

Kasasa Cash Back + Kasasa Saver

*APY=Annual Percentage Yield. APYs accurate as of 08/01/18. Rates may change after account is opened. Minimum to open is $100 for Kasasa Cash Back and $100 for Kasasa Saver. When monthly qualifications are met, you will receive 3% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $6 per monthly qualification cycle. Domestic ATM fees incurred using Kasasa Cash Back debit card during qualification cycle will be reimbursed if qualifications are met within monthly qualification cycle. Qualifying transactions must post to and settle account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Cash Back rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle. If qualifications in Kasasa Cash Back are met each monthly qualification cycle: (1) balances up to $100,000 in Kasasa Saver receive an APY of 1.05%; and (2) balances over $100,000 in Kasasa Saver earn 0.50% interest rate on the portion of the balance over $100,000, resulting in 1.05% - 0.77% APY depending on the balance. APR range is calculated assuming maximum balance of $200,000. If qualifications are not met on Kasasa Cash Back, all balances in the Kasasa Saver earn 0.05% APY. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. Fees or withdrawals could reduce earnings. For Kasasa Saver, a depositor may make no more than six covered transfers or withdrawals per statement cycle.

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