Free checking plus high interest and nationwide ATM fee refunds.*
Do you Kasasa?® Kasasa Cash® is free, high-interest checking that pays 2.25% APY* just for doing some simple banking activities each month. Even if you don't meet the qualifications, your account is still free!
On top of a high rate, you'll receive unlimited ATM fee refunds nationwide.* Attach your account to Kasasa Saver®, and enjoy a free savings account that also earns a high rate. So, do you Kasasa?
- 2.25% APY* on balances up to $15,000
- 2.25% to 0.76% APY on balances over $15,000 depending on balance in account*
- 0.05% APY* if qualifications aren't met
- Unlimited ATM fee refunds nationwide*
- No monthly service fee
- No minimum balance to earn rewards
- Free Online Banking including BillPay
- Free eStatements
- Free MasterCard® debit card
- Unlimited check writing
- $100 minimum deposit to open
Qualifications per Statement Cycle
It's easy to earn rewards on your Kasasa Cash account. To earn your rewards, simply do the following transactions and activities in your Kasasa Cash checking account each monthly qualification cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled and receive eStatements
If you don't meet the qualifications, don't worry — there is no penalty, and you still have a free checking account. Plus, you can get back to earning high interest and ATM fee refunds the very next month.
*APY=Annual Percentage Yield. APYs accurate as of 01/01/18. Rates may change after account is opened. Minimum to open is $100. When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle: domestic ATM fees incurred during qualification cycle will be reimbursed and credited to account on the last day of monthly statement cycle, balances up to $15,000.00 in your Kasasa Cash account receive APY of 2.25%, and balances over $15,000.00 earn 0.50% interest rate on the portion of balance over $15,000.00 resulting in a range from 2.25% to 0.76% APY depending on the Kasasa Cash account's balance. When linked to the Kasasa Saver account: (a) the interest earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account within one business day of being credited to the Kasasa Cash account. (b) Actual interest amount paid may be less than the advertised Kasasa Cash APY if represented with a linked Kasasa Saver account because of non-compounding, the non-compounding rates would be 2.23% to .76 %. (c) Automatic transfer may cause an overdraft to your Kasasa Cash account if the account's balance is less than the transferred amount when transfer occurs. If qualifications are not met, all balances earn 0.05% APY. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. Fees or withdrawals could reduce earnings.