Kasasa Cash BackAsk for Kasasa

The free checking account that rewards you in cash.

Open an Acount
Kasasa Cash Back

Kasasa Cash Back

Free checking plus cash back and nationwide ATM fee refunds.*

Get paid in ways that matter to you — Kasasa Cash Back® is free checking that pays you 3% cash back on your debit card purchases,* and unlimited ATM fee refunds* each month.

Just meet some easy qualifications to earn rewards — even if you don't meet the qualifications, your account is still free! You can also attach your account to Kasasa Saver® to build your savings automatically. Do you Kasasa?®

  • 3% cash back on debit card purchases*
  • No category restrictions on purchases
  • Cash back earned on up to $200 in purchases monthly
  • Unlimited ATM fee refunds nationwide*
  • Link to Kasasa Saver to build savings automatically
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free Online Banking with Bill Pay
  • Free eStatements
  • Free MasterCard® debit card
  • Unlimited check writing
  • $100 minimum deposit to open

Qualifications per Statement Cycle

It's easy to earn rewards on your Kasasa Cash Back account. To earn your rewards, simply do the following transactions and activities in your Kasasa Cash Back checking account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive eStatements

If you don't meet the qualifications, don't worry — there is no penalty, and you still have a free checking account. Plus, you can get back to earning cash back and ATM fee refunds the very next month.

*Minimum to open is $100. When monthly qualifications are met, you receive 3% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $6 per monthly qualification cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Kasasa Cash Back rewards will be credited to your Kasasa Saver account on the last day of the monthly statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed if qualifications are met within monthly qualification cycle. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.