# Motorcycle Loans

## When you're ready to hit the open road, Evergreen Bank Group is here to help finance your next motorcycle purchase.

**When you're ready to hit the open road, Evergreen Bank Group is here to help finance your next motorcycle purchase.**

Plus, you get the benefit of a bank that knows you and treats you and your loan as more than a set of numbers.

- Summary
- New motorcycles only
- Competitively low rates
- Flexible terms
- Pre-approval for extra bargaining power
- Localized process
- Personalized service

If you would prefer to apply via paper application, click HERE.

- Interest Rates
**Motorcycle Type…........Term………………........APR***New Motorcycle……......Up to 60 months…......7.49% APR*

New Motorcycle……......61 to 72 months…......7.99% APR*

*All annual percentage rates are accurate as 03/01/18. and are subject to change at any time.

Representative Monthly Payment Examples Per $1,000:

**Term.................................New Motorcycle**12 Months.........................$86.75

24 Months.........................$45.00

36 Months.........................$31.11

48 Months.........................$24.18

60 Months.........................$20.04

72 Months.........................$17.53

- Terms
New motorcycles only. Rates displayed are Annual Percentage Rates. Rates and payments start as low as the above published rates and are based upon applicant credit evaluation as determined by applicant's credit, payment history and collateral. Rates and financing terms based on new vehicle purchase price with minimum of 10% down payment. Collision insurance is required for all auto and motorcycle loans financed with Evergreen Bank Group with a maximum deductible of $1,000. Rates may be discounted for customers with automatic payment from an Evergreen Bank Group checking or savings account. The quoted rates do not reflect this discount of 25 basis points. Credit and other restrictions may apply.

80% Combined Loan to Value Program - Single Family Program Combined Loan to Value: up to 80% Maximum Loan Amount $200,000 | ||
---|---|---|

Amount | Interest Rate (Prime 4.75%) | APR* / Rate Floor 4.25% |

$150,000 to $200,000 | Prime +.00 to Prime + 1.00 | 4.75% to 5.75% |

$100,000 to $149,999 | Prime + .50 to Prime + 1.25 | 5.25% to 6.00% |

$50,000 to $99,999 | Prime + .75 to Prime + 1.50 | 5.50% to 6.25% |

Up to $49,999 | Prime + 1.00 to Prime + 1.75 | 5.75% to 6.50% |

80% Combined Loan to Value Program - Condominium Program Combined Loan to Value: up to 80% Maximum Loan Amount $150,000 | ||
---|---|---|

Amount | Interest Rate (Prime 4.75%) | APR* / Rate Floor 4.25% |

$100,000 to $150,000 | Prime + .75 to Prime + 1.50 | 5.50% to 6.25% |

$50,000 to $99,999 | Prime + 1.00 to Prime + 1.75 | 5.75% to 6.50% |

Up to $49,999 | Prime + 1.25 to Prime + 2.00 | 6.00% to 6.75% |

85% Combined Loan to Value Program - Single Family Program Combined Loan to Value: 80.01% - 85% Maximum Loan Amount $125,000 | ||
---|---|---|

Amount | Interest Rate (Prime 4.75%) | APR* / Rate Floor 4.95% |

$75,000 to $125,000 | Prime + 1.00 to Prime + 1.75 | 5.75% to 6.50% |

$25,000 to $74,999 | Prime + 1.25 to Prime + 2.00 | 6.00% to 6.75% |

Up to $24,999 | Prime + 1.50 to Prime + 2.25 | 6.25% to 7.00% |

85% Combined Loan to Value Program - Condominium Program Combined Loan to Value: 80.01% - 85% Maximum Loan Amount $100,000 | ||
---|---|---|

Amount | Interest Rate (Prime 4.75%) | APR* / Rate Floor 4.95% |

$50,000 to $100,000 | Prime + 1.25 to Prime + 2.00 | 6.00% to 6.75% |

$25,000 to $49,999 | Prime + 1.50 to Prime + 2.25 | 6.25% to 7.00% |

Up to $24,999 | Prime + 1.75 to Prime + 2.50 | 6.50% to 7.25% |

90% Combined Loan to Value Program - Single Family Program Combined Loan to Value: 85.01% to 90% Maximum Loan Amount $75,000 | ||
---|---|---|

Amount | Interest Rate (Prime 4.75%) | APR* / Rate Floor 4.95% |

$50,000 to $75,000 | Prime + 1.25 to Prime + 2.00 | 6.00% to 6.75% |

$25,000 to $49,999 | Prime + 1.50 to Prime + 2.25 | 6.25% to 7.00% |

Up to $24,999 | Prime + 1.75 to Prime + 2.50 | 6.50% to 7.25% |

90% Combined Loan to Value Program - Condominium Program Combined Loan to Value: 85.01% to 90% Maximum Loan Amount $75,000 | ||
---|---|---|

Amount | Interest Rate (Prime 4.75%) | APR* / Rate Floor 4.95% |

$50,000 to $75,000 | Prime + 1.50 to Prime + 2.25 | 6.25% to 7.00% |

$25,000 to $49,999 | Prime + 1.75 to Prime + 2.50 | 6.50% to 7.25% |

Up to $24,999 | Prime + 2.00 to Prime + 2.75 | 6.75% to 7.50% |

Payment Examples:

*APR (Annual Percentage Rate) based on your loan-to-value (LTV), your approved line amount, and credit criteria, and will range from a variable APR of Prime to Prime+2.75, subject to change with Prime. As of today, the Prime Rate is 4.75%. The "floor" ranges from 4.25% to 4.95%, and the "ceiling" is 19.90%. No discount rate programs or promotions apply. Rates are variable and may increase after consummation. The floor rate is the minimum rate you may be charged on the line of credit. Your rate may never go below the floor rate, regardless of the Index + margin rate.

**80% Combined Loan to Value Program**

If you had an outstanding balance of $10,000, during the draw period the minimum payment at the maximum Annual Percentage Rate of 19.90% would be $169.01, during the repayment period on a balance of $10,000 the minimum payment at the maximum Annual Percentage Rate of 19.90% would be $192.58. Annual Percentage Rate varies based on a maximum loan to value 80%, owner-occupied properties, depending upon your commitment amount and credit qualifications.

**85% Combined Loan to Value Program**

If you had an outstanding balance of $10,000, during the draw period the minimum payment at the maximum Annual Percentage Rate of 19.90% would be $169.01, during the repayment period on a balance of $10,000 the minimum payment at the maximum Annual Percentage Rate of 19.90% would be $192.58. Annual Percentage Rate varies based on a maximum loan to value 85%, owner-occupied properties, depending upon your commitment amount and credit qualifications.

**90% Combined Loan to Value Program**

If you had an outstanding balance of $10,000, during the draw period the minimum payment at the maximum Annual Percentage Rate of 19.90% would be $169.01, during the repayment period on a balance of $10,000 the minimum payment at the maximum Annual Percentage Rate of 19.90% would be $192.58. Annual Percentage Rate varies based on a maximum loan to value 90%, owner-occupied properties, depending upon your commitment amount and credit qualifications.

### 10-Year Fixed Rate Loan / 30-Year Amortization / Balloon Payment after 10 Years

80% Combined Loan to Value Program – Single Family Program Combined Loan to Value: up to 80% Maximum Loan Amount $200,000 | ||
---|---|---|

Amount | Interest Rate | APR* |

Up to $200,000 | 5.99% to 6.79% | 6.42% to 7.23% |

80% Combined Loan to Value Program - Condominium Program Combined Loan to Value: up to 80% Maximum Loan Amount $150,000 | ||
---|---|---|

Amount | Interest Rate | APR* |

Up to $150,000 | 6.29% to 6.99% | 6.72% to 7.43% |

85% Combined Loan to Value Program – Single Family Program Combined Loan to Value: 80.01% - 85% Maximum Loan Amount $125,000 | ||
---|---|---|

Amount | Interest Rate | APR* |

Up to $125,000 | 6.29% to 6.89% | 6.72% to 7.33% |

85% Combined Loan to Value Program – Condominium Program Combined Loan to Value: 80.01% - 85% Maximum Loan Amount $100,000 | ||
---|---|---|

Amount | Interest Rate | APR* |

Up to $100,000 | 6.59% to 6.99% | 7.03% to 7.43% |

90% Combined Loan to Value Program - Single Family Program Combined Loan to Value: 85.01% to 90% Maximum Loan Amount $75,000 | ||
---|---|---|

Amount | Interest Rate | APR* |

Up to $75,000 | 6.49% to 7.19% | 6.93% to 7.64% |

90% Combined Loan to Value Program - Condominium Program
| ||
---|---|---|

Amount | Interest Rate | APR* |

Up to $75,000 | 6.79% to 7.19% | 7.23% to 7.64% |

80% Combined Loan to Value Program Payment Examples

*APR = Annual Percentage Rate. Credit and other restrictions may apply.

Payment example: Fixed Rate Loan Representative monthly payment example per $10,000 is $59.90 at 6.42% APR (5.99% Interest Rate) for 119 months, with a final balloon payment of $8,426.95. Payment example: Fixed Rate Loan Representative monthly payment example per $10,000 is $65.14 at 7.23% APR (6.79% Interest Rate) for 119 months, with a final balloon payment of $8,603.51.

Payment example: Fixed Rate Loan Representative monthly payment example per $10,000 is $61.85 at 6.72% APR (6.29% Interest Rate) for 119 months, with a final balloon payment of $8,493.71.Payment example: Fixed Rate Loan Representative monthly payment example per $10,000 is $66.48 at 7.43% APR (6.99% Interest Rate) for 119 months, with a final balloon payment of $8,645.33.

85% Combined Loan to Value Program Payment Examples

*APR = Annual Percentage Rate. Credit and other restrictions may apply.

Payment example: Fixed Rate Loan Representative monthly payment example per $10,000 is $61.85 at 6.72% APR (6.29% Interest Rate) for 119 months, with a final balloon payment of $8,493.71. Payment example: Fixed Rate Loan Representative monthly payment example per $10,000 is $65.81 at 7.33% APR (6.89% Interest Rate) for 119 months, with a final balloon payment of $8,624.26.

Payment example: Fixed Rate Loan Representative monthly payment example per $10,000 is $63.81 at 7.03% APR (6.59% Interest Rate) for 119 months, with a final balloon payment of $8,561.13. Payment example: Fixed Rate Loan Representative monthly payment example per $10,000 is $66.48 at 7.43% APR (6.99% Interest Rate) for 119 months, with a final balloon payment of $8,645.33.

90% Combined Loan to Value Program Payment Examples

*APR = Annual Percentage Rate. Credit and other restrictions may apply.

Payment example: Fixed Rate Loans Representative monthly payment example per $10,000 is $63.15 at 6.93% APR (6.49% Interest Rate) for 119 months, with a final balloon payment of $8,539.54. Payment example: Fixed Rate Loans Representative monthly payment example per $10,000 is $67.83 at 7.64% APR (7.19% Interest Rate) for 119 months, with a final balloon payment of $8,686.22.

Payment example: Fixed Rate Loans Representative monthly payment example per $10,000 is $65.14 at 7.23% APR (6.79% Interest Rate) for 119 months, with a final balloon payment of $8,603.51. Payment example: Fixed Rate Loan Representative monthly payment example per $10,000 is $67.83 at 7.64% APR (7.19% Interest Rate) for 119 months, with a final balloon payment of $8,686.22.