The following Terms and Conditions apply to all websites owned and operated by Bancorp Financial, Inc. and Evergreen Bank Group (including its bank branch offices in Evergreen Park, Hinsdale, and Oak Brook, Illinois and its loan production offices in Reno, Nevada under the names FreedomRoad Financial and Performance Finance) collectively referred to in these Terms and Conditions as "Evergreen Bank Group" or "Bank Group."

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THIS WEBSITE YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW. THESE TERMS AND CONDITIONS ARE SUBJECT TO CHANGE. ANY CHANGES WILL BE INCORPORATED INTO THE TERMS AND CONDITIONS POSTED TO THIS WEBSITE FROM TIME TO TIME. IF YOU DO NOT AGREE WITH THESE TERMS AND CONDITIONS, PLEASE DO NOT ACCESS THIS WEBSITE.

Unauthorized use of Bancorp Financial, Inc. and Evergreen Bank Group Websites and systems including but not limited to unauthorized entry into Bancorp Financial, Inc. and Evergreen Bank Group's systems, misuse of passwords, or misuse of any information posted to a site, is strictly prohibited.

You acknowledge that Bancorp Financial, Inc. and Evergreen Bank Group may disclose and transfer any information that you provide through this Website to (i) any company within Bancorp Financial, Inc. and Evergreen Bank Group; (ii) to any other person or entity with your consent; or (iii) if we have a right or duty to disclose or are permitted or compelled to so disclose such information by law. You consent to the transmission, transfer or processing of such information to, or through, any country in the world, as we deem necessary or appropriate, and by using and providing information through this Website you agree to such transfers. Use of this Website may be monitored, tracked and recorded. Anyone using this Website expressly consents to such monitoring, tracking and recording.

Web Content and Materials

The information on this Website is for information purposes only. It is believed to be reliable, but Bancorp Financial, Inc. and Evergreen Bank Group do not warrant its completeness, timeliness or accuracy. The information on the Website is not intended as an offer or solicitation for the purchase of Bancorp Financial, Inc. and Evergreen Bank Group stock, any other security or any financial instrument.

The information and materials contained in this Website - and the terms and conditions of the access to and use of such information and materials - are subject to change without notice. Products and services described, as well as, associated fees, charges, interest rates, and balance requirements may differ among geographic locations. Not all products and services are offered at all locations.

You agree that (i) you will not engage in any activities related to the Website that are contrary to applicable law, regulation or the terms of any agreements you may have with Bancorp Financial, Inc. and/or Evergreen Bank Group and (ii) in circumstances where locations of the Website require identification for process, you will establish commercially reasonable security procedures and controls to limit access to your password or other identifying information to authorized individuals.

Bancorp Financial, Inc. and Evergreen Bank Group may discontinue or make changes in the information, products or services described herein at any time without prior notice to you and without any liability to you. Any dated information is published as of its date only, and Bancorp Financial, Inc. and Evergreen Bank Group do not undertake any obligation or responsibility to update or amend any such information. Bancorp Financial, Inc. and Evergreen Bank Group reserve the right to terminate any or all website offerings or transmissions without prior notice to the user. Furthermore, by offering this website and information, products or services via this website, no distribution or solicitation is made by Bancorp Financial, Inc. and Evergreen Bank Group to any person to use the website or such information, products or services in jurisdictions where the provision of the website and such information, products or services is prohibited by law.

Potential Disruption of Service

Access to the Bancorp Financial, Inc. and Evergreen Bank Group Websites may from time to time be unavailable, delayed, limited or slowed due to, among other things:

  • hardware failure, including among other things failures of computers (including your own computer), servers, networks, telecommunication lines and connections, and other electronic and mechanical equipment;
  • software failure, including among other things, bugs, errors, viruses, configuration problems, incompatibility of systems, utilities or applications, the operation of firewalls or screening programs, unreadable codes, or irregularities within particular documents or other content;
  • overload of system capacities;
  • damage caused by severe weather, earthquakes, wars, insurrection, riots, civil commotion, act of God, accident, fire, water damage, explosion, mechanical breakdown or natural disasters;
  • interruption (whether partial or total) of power supplies or other utility of service;
  • strike or other stoppage (whether partial or total) of labor;
  • governmental or regulatory restrictions, exchange rulings, court or tribunal orders or other human intervention; or
  • any other cause (whether similar or dissimilar to any of the foregoing) whatsoever beyond the control of Bancorp Financial, Inc. and Evergreen Bank Group.

Links to Other Sites

Links to non- Bancorp Financial, Inc. and Evergreen Bank Group Websites are provided solely as pointers to information on topics that may be useful to the Websites, and Bancorp Financial, Inc. and Evergreen Bank Group have no control over the content on such non- Bancorp Financial, Inc. and Evergreen Bank Group Websites. If you choose to link to a Website not controlled by Bancorp Financial, Inc. and Evergreen Bank Group, Bancorp Financial, Inc. and Evergreen Bank Group make no warranties, either expressed or implied, concerning the content of such site, including the accuracy, completeness, reliability or suitability thereof for any particular purpose, nor does Bancorp Financial, Inc. and Evergreen Bank Group warrant that such site or content is free from any claims of copyright, trademark or other infringement of the rights of third parties or that such site or content is devoid of viruses or other contamination. Bancorp Financial, Inc. and Evergreen Bank Group do not guarantee the authenticity of documents on the Internet Links to non- Bancorp Financial, Inc. and Evergreen Bank Group sites do not imply any endorsement of or responsibility for the opinions, ideas, products, information or services offered at such sites, or any representation regarding the content at such sites.

Limitation of Liability

Because of the possibility of human and mechanical error as well as other factors, the website (including all information and materials contained on the website) is provided "as" "as available". Bancorp Financial, Inc. and Evergreen Bank Group and third party data providers are not providing any warranties and representations regarding the website. Bancorp Financial, Inc. and Evergreen Bank Group disclaim all warranties and representations of any kind with regard to the website, including any implied warranties or merchantability, non-infringement of third party rights, freedom from viruses or other harmful code, or fitness for any particular purpose. Further, Bancorp Financial, Inc. and Evergreen Bank Group will not be liable for any delay, difficulty in use, inaccuracy of information, computer viruses, malicious code or other defect in this website, or for the incompatibility between this website and files and the user's browser or other site accessing program. Nor will Bancorp Financial, Inc. and Evergreen Bank Group be liable for any other problems experienced by the user due to causes beyond Bancorp Financial, Inc. and Evergreen Bank Group's control. No license to the user is implied in these disclaimers.

Bancorp Financial, Inc. and Evergreen Bank Group do not warrant the accuracy, adequacy, or completeness of the information and materials contained on the website and expressly disclaim liability for errors or omissions in the materials and information. Furthermore, Bancorp Financial, Inc. and Evergreen Bank Group will not be liable for any delay, difficulty in use, computer viruses, malicious code, or other defect in website, any incompatibility between the website and the user's files and the user's browser or other site accessing program, or any other problems experienced by the user due to causes beyond the control of Bancorp Financial, Inc. and Evergreen Bank Group. No license to the user is implied in these disclaimers. Nothing herein shall be construed as limiting or reducing Bancorp Financial, Inc. and Evergreen Bank Group responsibilities and obligations to clients in accordance with applicable laws and regulations. 

Under no circumstances will Bancorp Financial, Inc. and Evergreen Bank Group be liable for any lost profits, lost opportunity or any indirect, consequential, incidental, special, punitive, business interruption, or exemplary damages arising out of any use of or any inability to use the website or any portion thereof, regardless of whether Bancorp Financial, Inc. or Evergreen Bank Group has been apprised of the likelihood of such damages occurring and regardless of the form of action, whether in contract, warranty, tort (including negligence), strict liability, or otherwise.

Enforceability and Governing Law

In the event any of the terms or provisions of these Terms and Conditions shall be held to be unenforceable, the remaining terms and provisions shall be unimpaired and the enforceable term or provision shall be replaced by such unenforceable term or provision as comes closest to the intention underlying the unenforceable term or provision. These Terms and Conditions shall be subject to any other agreements you have entered into with Bancorp Financial, Inc. and/or Evergreen Bank Group. The user's access to and use of the Bancorp Financial, Inc. and Evergreen Bank Group Website, and the terms of this disclaimer are governed by the laws of the State of Illinois.

Copyright Notices

The works of authorship contained in the evergreenprivatebank.com, evergreenbk.com and/or evergreenbankgroup.com Website (the "Websites"), including but not limited to all design, text, sound recordings and images, are owned, except as otherwise expressly stated, by Bancorp Financial, Inc. and Evergreen Bank Group. Except as otherwise expressly stated herein, they may not be copied, transmitted, displayed, performed, distributed (for compensation or otherwise), licensed, altered, framed, stored for subsequent use or otherwise used in whole or in part in any manner without Bancorp Financial, Inc. or Evergreen Bank Group's prior written consent, except to the extent permitted by the Copyright Act of 1976 (17 U.S.C.. 101 et seq), as amended, and then, only with notices of Bancorp Financial, Inc. and Evergreen Bank Group's proprietary rights provided that you may download information and print out hard copies for your personal use, so long as you do not remove any copyright or other notice as may be contained in information, as downloaded.

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