Usually, you have to pay more to get more. Not with Kasasa Cash. This free, high-interest checking account pays an incredible 2.05% APY* for simple banking activities you're probably already doing anyway.
On top of our high rate of interest, you also enjoy nationwide ATM fee refunds*. Pay nothing and keep your money where it belongs—with you. Do you Kasasa?
- Summary
- 2.05% APY* on balances up to $10,000
- 2.05% – 0.64% APY on balances over $10,000 depending on balance in account*
- 0.05% APY* if qualifications aren't met
- Unlimited ATM fee refunds nationwide*
- No monthly service fee
- No minimum balance to earn rewards
- Unlimited check writing
- Free Online Banking including BillPay
- Free eStatements
- Free MasterCard® debit card
- $100 minimum deposit to open
Qualifications
Qualifying for rewards is so easy, you're probably already doing it! Simply do the following each monthly qualification cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled and receive eStatement notice
- Be enrolled and log into Kasasa 360 money management tools at least once
If you don't meet the qualifications, don't worry. There is no penalty, and you still have a free checking account that earns our base rate of interest. Plus, you can get back to earning huge interest and nationwide ATM fee refunds the very next month.
*APY=Annual Percentage Yield. APYs accurate as of 06/01/2013. Rates may change after account is opened. Minimum to open is $100. If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 2.05%; and (3) balances over $10,000 earn 0.50% interest rate on portion of balance over $10,000, resulting in 2.05% - 0.64% APY depending on the balance. If qualifications are not met, all balances earn 0.05% APY. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.
