General Banking Services

Account Analysis

Account analysis allows a business to offset fees and service charges by maintaining compensating balances. Instead of an account being "hard charged" and debited for services throughout the month, a running total, called "soft charges" is kept. At the end of the month, the customer receives an earnings credit based on the average collected balance in the account.

Account Analysis Statements

Our account analysis statement enables the customer to review account balances and charges in detail with a concise, logical statement, providing all of the information in an easy-to-understand format.

Earnings Credit Summary

An earnings credit rate, based on the Fed Discount Rate, is applied to the average collected balance to calculate the earnings value of the investable balance on an account. The net activity charges are then compared to the earnings value of the average collected balance described above. If the amount of the earnings credit is greater than the soft charge total, no fees are deducted that month. If the amount of the earnings credit is less than the soft charge total, the remaining fees will be deducted from the account balance.

Deposit Pick-up Service

Deposit Pick-up is a courier service providing same-day processing for your deposit transactions. Deposit Pick-up is safe, easy, and can save you time. We offer an exclusive armored car for cash deposit pick-up or motorized courier for check pick-up. Deposit Pick-up is available before 2:00 pm Monday through Friday.

Night Depository

Evergreen Bank Group offers a night depository service, allowing clients to drop off deposits after hours into our secure Night Drop.